Northern Neck Insurance Company

We are Virginia-only by choice. So when we say we are protecting our neighbors, friends and family - that's exactly what we mean. We are a mutual insurer, which means every policyholder is a part owner of the company. Instead of passing profits to shareholders, we invest them back into the company to create better products and keep premiums low for our members. From snowstorms along the Blue Ridge to hurricanes in Hampton Roads, Virginia is home to its own set of risks for property owners. Thanks to our deep local roots, we know them all. The result is Virginia Insurance that's specifically designed to protect Virginia properties. We also offer auto, renters, and umbrella policies to name a few.