Bell Bank Mortgage, Cindy Zemien

At Bell Bank Mortgage, located in Apple Valley, MN, we have a simple philosophy – we treat our customers how we would like to be treated. Your loan is not just another deal to us. It’s a dream of homeownership or the realization of a refinance. When you work with us, you’ll benefit from our highly competitive rates, wide variety of loan programs and reputation for exceptional service, integrity and on-time closings. Every step of your financing is handled in house, which means faster answers, fewer headaches and peace of mind. Built on a solid foundation of doing the right thing means we put our clients’ best interests first, always. Bell Bank Mortgage, equal housing lender.