All American Mortgage Inc

Harp Mortgage
What are the requirements for a HARP mortgage ?

To be eligible for a HARP mortgage, a homeowner must have less than 20%
equity in their home. This means that the balance of your mortgage must be
at least 80% of the current market value of your house, and may exceed 100%
of the value of your house. In addition, you must not have been late on a
mortgage payment in the last 12 months.

Finally, the loan must be owned by Fannie Mae or Freddie Mac, and have been
sold to them on or before May 31, 2009. You will not be able to find this
information on your mortgage statement, however. In many cases, you will
continue to make payments to your original lender even after they sell the
loan. Go to www.MortgageHow.com or contact me directly to see who owns
your loan and how i can help you.