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When you file bankruptcy in Placerville you are filing in the Eastern District of California. Yes, El Dorado County is located in the Eastern District of California, not the Northern District. Before you decide where to file your bankruptcy petition you will have to determine what chapter is best for you. Chapter 7 bankruptcy requires you to pass the means test or qualify under the safe harbor provision. To qualify under the safe harbor your income must be lower than the median income for a household of your size in California. This can be difficult for some Placerville residents to satisfy, so those with incomes higher than the state median must pass the means test. To see if you pass the means test you'll need to speak a bankruptcy lawyer in Placerville. Chapter 13 bankruptcy usually requires an attorney, but since your income may be higher than chapter 7 filers this may not be a problem.

There are many ways to find a bankruptcy lawyer. Some people just open the phone book and call the first bankruptcy lawyer they see. Others are prompted to call a lawyer after they see a television advertisement promising fast debt relief. Instead of finding a bankruptcy attorney through traditional advertising, try asking friends or family members for a referral. A trusted referral is a more reliable method of finding a great bankruptcy attorney. Ideally the friend or family member will have hired the lawyer and had a positive experience with them. If you do not have any friends or family members who can recommend a good bankruptcy attorney, try searching the internet for insightful articles written by local bankruptcy attorneys. If a blog post from a local bankruptcy attorney demonstrates expertise and a thorough understanding of bankruptcy law, the attorney may deserve your consideration. In short, don't just go with the first attorney you see on television or in the phone book. Ask friends or relatives for a referral or search the internet for insightful articles from knowledgeable attorneys.

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Sacramento Law Group
331 J St #200
Sacramento CA 95814