Capital Bankcard

Capital Bankcard was established in 1998 and has become one of the most respected organizations in the merchant services industry.

Capital Bankcard enables merchants to process all forms of electronic payments including credit, debit, rewards, gift cards and checks using any payment processing device. With a focus on maintaining merchant satisfaction, Capital Bankcard offers award-winning in-house customer and technical support 24 hours, 7 days a week.

Merchants receive honest clear-cut answers to their questions from trained professionals whose knowledge and experience are unmatched in the industry. Working with Capital Bankcard allows you to have greater flexibility in developing your merchant account; you will have a dedicated representative who is knowledgeable about the industry as a whole, as well as the products and services that will best fit the needs of your business.

What makes us different?

Credibility:

Capital Bankcard has earned one of the best reputations in the credit card processing industry. No other company can boast of a higher customer satisfaction or retention. Simply put, we don't play games, we don't make false promises and we don't hide costs and fees in confusing contracts.



Value Added Programs


Merchant Cash Advance Program

A merchant cash advance is the purchase of future credit card receivables from a merchant at a discount for cash; it is not a loan and has no fixed term or fixed repayment schedule. Payment is deducted from daily credit card receipts automatically.

The process for applying for this type of advance is much simpler than a bank loan or credit line and the funds are available almost immediately. We understand that many small businesses struggle with cash flow and sometimes opportunities are missed due to of lack of funds. Our goal in offering this program to our customers with merchant accounts is to help small and mid-sized businesses expand their company, purchase equipment, add additional inventory or invest in the future growth of their company.

Here's how it works:

Your average monthly volume will be reviewed to establish your maximum allowable advance. You can let us know how much you would like, and then you review and sign the paperwork and the cash is sent to you within days!

Merchant Benefits
•Merchant can receive up to $150,000
•Payback based on timing of Visa / MC / Discover / Amex receipts
•No fees or penalty for extended payback period
•A/B credit not required
•Financials / tax returns not required

Requirements in order to be eligible for the advance:
•Merchant must be in business for at least 12 months with 6 months of ownership
•Your merchant account must be with us. If it isn't already, we will charge nothing for you to switch and will meet or beat your current costs
•You must provide the previous 4 months of processing statements, 2 months of bank statements, and a copy of a state or federally issued photo ID
•Trade references are required


Gift Card / Loyalty Program

One of the easiest ways to increase sales for your business is to add gift cards to your processing. Gift cards can be an easy way to generate new customers, and increase business sales.

Benefits include:
•Increased cash flow
•Improved reporting
•More brand awareness
•Repeat business & loyal customers


Check Program

Are you looking to accept checks, but don't want to assume the high risks that go with it? We offer our merchants the ability to set up a check processing account which allows them to authorize a check within seconds without the need for specialized equipment.

Our check processing service allows you to accept checks without having to purchase any specialized equipment. You can run the check verification directly through your credit card terminal or even over the phone or Internet.

We offer some of the highest approval rates in the check processing industry, and allow your business to accept checks from the United States.


Support:

At Capital Bankcard, we have invested in dedicated departments for both customer service and technical support. These teams will do whatever it takes to keep you up and running with minimal down time.

Size:

As with any industry, larger companies gain many advantages of scale. Because of our size we can provide competitive pricing on equipment and services. Just take a look at our numbers:
•80,000 Active Merchants Worldwide
•7 Million Transactions Per Month
•$9 Billion Annual Processing Volume
•1,000+ Pieces of Equipment on Hand
•170+ Dedicated Employees

Brands Carried: TERMINALS AND APPS! CB Mobile FD100 Hypercom T4210 Hypercom T4220 Nurit 8020 Nurit 2085 Verifone Vx510 Verifone Vx510LE Verifone VX610 Credit Card Software AUTHORIZE.NET PAYMENT GATEWAY!

Payment Options: Visa, Master Card, American Express, Discover, Debit Card