Surprise Windshield Replacement & Auto Glass Repair

Surprise Windshield Replacement Appreciates You!

We are a locally operated and professional business providing you with the best in price, warranty service and we offer a $50 cash incentive for automobile windshield replacement insurance claims. We will initiate the insurance claim process to make filing easy and stress free. Don’t have auto windshield replacement insurance coverage? No problem. You can receive instant car windshield replacement prices by visiting the quotation page on our website. If you have a $0 deductible windshield replacement insurance claim, we will give you $50 cash at the time of service. That’s right! We will pay you to have your car windshield replaced with us. We make it easy for you to use your insurance. We accept all insurance auto glass programs including: American Family, State Farm, Geico, Allstate, Farmers, Hartford, Esurance, AAA, Progressive, Liberty Mutual, Nationwide and 21st Century. We honor all insurance contract pricing on windshields to eliminate any cost out of your pocket. If you do not have insurance coverage for your windshield, we offer the most competitive rates and include complimentary rock chip repairs for the life of your newly installed windshield.

You can get $50 Instant Cash by processing your windshield replacement insurance claims with Surprise Windshield Replacement. Processing claims for an insurance auto glass programs isn't hard to do. Most of them can be finished in as little as fifteen minutes. Collect your insurance policy information and give us a call or Start your Insurance Claim Now! and we will handle the rest. We honor and accept all insurance provider costs so you will never be required to pay out-of-pocket.

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Auto Glass Insurance Claims


Step One: Get in touch with Surprise Windshield Replacement or Start your Windshield Claim Now!

Step Two: Schedule your convenient no hassle appointment time

Step Three: Get paid your $50 Cash at the time of service for having your windshield replaced with us



Surprise Windshield Replacement will pay you $50 CASH which is paid at time of service as part of any car windshield replacement claim filed on your insurance auto policy. To be eligible, you must carry $0 deductible glass replacement on your automobile insurance policy. All Arizona auto insurance agencies provide the option of a $0 deductible on windshield replacements with comprehensive coverage. Arizona is only one of several states that make providing full glass coverage at a low cost mandatory for insurance companies. For more information, review the Windshield Replacement Insurance FAQ’s page.



An insurance claims with Surprise Windshield Replacement can be filed without much trouble. Most any of the top auto glass programs are accepted like American Family, State Farm, Geico, Allstate, Esurance, Nationwide, Farmers, Liberty Mutual, Hartford, Progressive, and AAA. There will never be any out-of-pocket costs involved that will need to be paid by your provider or you since we stand by the terms and conditions of all insurance contracts.

Most major insurance providers employ third-party agents to file their windshield claims on their behalf. For example, LYNX Services is employed by State Farm to handle and verify coverage for all windshield claims. LYNX Services will ask a group of questions, validate your policy, and then send us a dispatch number so we are able to bill them for directly for all windshield services. Visit our auto glass programs page for a list of questions that will be asked to open a car windshield replacement insurance claim.

Many insurance providers now state that the policy owner must be present before a claim can be filed. Windshield repair shops are not permitted to file claims on your behalf. However, we are allowed to link you straight with the glass administrator and guide you through the car windshield claim process. It will only take about ten or fifteen minutes for the process to finish. Call us directly and one of our knowledgeable representatives who will be glad to answer any of your claims questions or concerns. We will then conference you to your insurance provider's windshield claim representative. We will remain with you on the phone to walk you through the process. All you have to do is give us a call.

Auto Glass Insurance FAQ's
What is windshield replacement no fault insurance coverage? Arizona is one of the few states that offer this kind of coverage. Arizona law ARS 20-264 states that insurance companies that write comprehensive coverage must offer policyholders windshield replacement and glass coverage with a $0 deductible. In other words, a separate glass endorsement, with low cost premium; typically about $5-$15 a month and controlled by the Arizona Department of Insurance. Arizona law ARS 20-263 , includes the "no fault" insurance claim part which means that insurance companies cannot raise your rates due to any comprehensive windshield claims that was not caused by you.



How do I know if I have comprehensive insurance coverage? Typically, individuals will carry comprehensive insurance coverage on their policy when their car is leased or they are still making payments to the bank for their automobile. Often individuals that own older cars and have already paid off there car loans will only carry liability insurance for a lower premium cost. Check your own auto insurance policy for more detailed coverage information.



I do not know whether I have a coverage or deductible; what then? That is not a problem. Just contact us, and we will aid you in reporting the claim and getting insurance coverage. You can always ask. If you end up having a deductible or you don't have glass coverage on your policy, you will at least know. You can also check to see how much your insurance company charges for the glass endorsement each month for future reference. However, all calls are recorded therefore if you don't have coverage and you want to add it for the future, you can't just wait for it to take affect and have your windshield replaced for no charge. Your insurance company will make you pay for your current broken windshield and prove to them that you had it replaced then they will pay for any additional occurrences if you added the glass endorsement. Surprise Windshield Replacement offers the best, free, no obligation, low-cost car windshield replacement prices in the industry.



What if I don't have glass coverage and I have a broken windshield, can I just add it to my policy and wait a few months to have it replaced? Possibly but not ethical or legal. Some insurance companies now require that you submit a picture of your windshield, come by one of their inspection offices, or they will send an inspector to your home or business before adding this additional coverage.



When questioning if it is necessary to contact the insurance company or the local agent first, the answer is no. Surprise Windshield Replacement members can help file your insurance claim and obtain consent and approval. Moreover, coverage verification and mobile appointments can be confirmed with just one phone call. Start your Windshield Claim Now!



Another concern is if filing a windshield replacement claim will have an impact on insurance rates. The response to this is no as well. The State of Arizona, law ARS 20-263, makes it clear that a "no fault claim" for windshield replacement cannot legally increase rates. This means incidents such as hurled objects, weather conditions, rocks kicked up by other motorists, and acts of crime such as vandalism will not increase insurance rates.



Do insurance companies cover the windshield chip repair costs? Most companies would rather waive the deductible and have the glass repaired rather than have it replaced since the cost is considerably less for a repair. Therefore, if you carry a comprehensive insurance policy regardless if you have a glass waiver or glass endorsement on your policy, most insurance companies will cover the full cost of the repair. So, if you have comprehensive coverage with a $500 deductible and your windshield is in repairable condition (up to 6 inches with insurance) than your insurance company will waive your deductible if the repair is successful. State Farm is the only insurance company (now) that requires you to have the glass waiver or endorsement on your policy for them to cover the cost of the windshield chip repair. Start your Windshield Repair Claim Now!



As a preferred member of several insurance companies, and third-party administrators including LYNX and Safelite Solutions, Surprise Windshield Replacement accept and honors all insurance companies pricing structures. Currently we are a preferred member of insurance companies such as; Allstate, American Family, Farmers, Liberty Mutual, Nationwide, Geico, Esurance, AAA, Progressive, Hartford, AIG, and USAA. Surprise Windshield Replacement takes pride in maintaining a positive reputation. Start your windshield replacement claim now!



In cases where there are questions about coverage or deductibles, the office can help in reporting the claim and verifying insurance coverage. However, not everyone has comprehensive coverage, and in some cases, there is no coverage at all.

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Brands Carried: BMW, Lexus, Buick, Chevy, Dodge, Chrysler, Ford, Freightliner, GMC, Honda, Jeep Nissan, Subaru, Toyota, Volkswagen, Hummer, Mercedes, Chevrolet, Sierra, Pickup, Astro, Murano, Expedition, Explorer, Corvette, Land Cruiser, Silverado, F- 150,S10,Explorer,Ranger,F-Series,Taurus,Accord,Jetta,Conventional Cab,Econoline,Caravan,Civic,Windstar,Corolla,Liberty,Wrangler,Park Avenue, PT Cruiser,Odyssey,Altima,Impala,Dakota,Trailblazer,F-Series,Savana,Fusion,Escape, Legacy.

Professional Affiliations: We accept all insurance auto glass programs; State Farm, LYNX, Allstate, Safelite Solutions, Farmers, American Family, Liberty Mutual, Hartford, Nationwide, Progressive, Esurance, Geico, USAA, AAA. Costco, Safeco, 21st Century, Travelers, Amica, Metlife,Safe Auto, AIG, Prudential, and many many more.

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